![]() ![]() If your plan doesn’t include BlueCard but does include benefits for out-of-network care, get non-emergency care from any doctor, hospital or urgent care center per your out-of-network policy coverage terms. Visit the Blue National Doctor and Hospital Finder, or call the member services number on the back of your membership ID card or 1-888-630-BLUE, to find a physician or health care facility included under the BlueCard umbrella. To find out if you have BlueCard coverage, look at the front side of your Horizon insurance card if it displays a suitcase icon in the lower right corner, you’ve got it. ![]() ![]() ![]() If so, you can access Blue Cross Blue Shield’s national network of doctors, hospitals, and urgent care centers whenever you need care. Virgin Islands, you have lots of options depending on your specific Horizon plan: state, the District of Columbia, Puerto Rico or the U.S. If your travels take you to any other U.S. Have a plan for travelling in the other 49 states Use the Horizon doctor and hospital finder to locate a nearby in-network doctor, hospital or urgent care center anywhere in New Jersey to help keep out-of-pocket costs to a minimum.ĥ. No matter where you may roam in New Jersey – from High Point to Cape May – your coverage will be the same as in your hometown. That’s true whether the hospital providing emergency care is in- or out-of-network. If away from home, but within the U.S, all emergency care is covered at your plan’s in-network benefits rate. Your health and safety are more important than anything. If you need emergency medical treatment, call 911 or go to the closest emergency room immediately. Know what to do in the case of an emergency Download the app by texting “GetApp” to 422-272 or searching for “HorizonBlue” in the Apple ® or Google ® app stores.ģ. Before you travel, download the app and sign in so there’s no delay in getting access to your benefits. With the Horizon Blue mobile app, you can access any telehealth option available with your healthcare plan. Check your Horizon ® health planĭoes your Horizon plan cover everything you need, wherever you’ll be? Before you leave, use our online chat service or call the customer service number on the back of your membership ID card to ensure you understand how to get the most out of your benefits when you’re away from home. But a medical emergency is just as likely as a trip disruption, so take time now to protect your health and your wallet. People often get travel insurance when they go on vacation-but they don’t always think about their health insurance. And with the end of the public health emergency, many New Jerseyans are planning their first substantial trips in a long time. It is recommended that you make an appointment to get your annual physical with your PCP - covered 100% in-network at no cost to you.School is out, the weather is warm, and summer travel season is upon us. Out-of-network covers services provided by physicians and facilities that do not participate in the Horizon Direct Access network or the national BlueCard network.Īlthough not required, you are encouraged to select a Primary Care Physician (PCP) who assumes responsibility for coordinating your healthcare.These are providers that participate in the Horizon Direct Access Network (in NJ) or the national BlueCard® network (outside NJ). Horizon Direct Access covers services provided by physicians and facilities outside of the RWJBarnabas Health Inner Circle.Using providers in the RWJBarnabas Health Premier/Inner Circle provides you with the lowest out-of-pocket costs. They are doctors that have admitting privileges and work closely with RWJBH, but are not employed by RWJBH. RWJBarnabas Health Inner Circle providers are healthcare providers that are affiliated with the RWJBH healthcare system. RWJBarnabas Health Premier providers include RWJBH hospitals and labs, the Medical Group, and Joint Venture facility and physician groups of RWJBH.The Direct Access Plan offers you the freedom of choosing from three levels of coverage: RWJBarnabas Health Inner Circle/Premier providers, Horizon Direct Access in-network, and out-of-network. ![]()
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